- Loan & Lending Institutions -
Run the back office.
Behind every loan book.
CUSCEN gives microfinance, leasing, and lending institutions one back-office record for
branch accounting, collateral assets, and regulatory-ready reporting.
- The problem with fragmented branch records -
Where lending institutions lose control
Branch-level accounting reconciled manually
Collateral and repossessed asset tracking outside the system
Manual regulatory and statutory reporting
Fragmented vendor and procurement records
No real-time branch cost visibility
Disconnected HR and payroll across branches
- THE CUSCEN ANSWER
One ledger behind every branch and loan book
CUSCEN Loan & Lending Institutions maintains branch accounting, vendor, and asset records on one chart of accounts, so consolidation and regulatory reporting reflect every branch, every time.
Integrated with Asset Management & Maintenance and Financial Management, collateral and repossessed assets are tracked on the same ledger as branch operating cost — giving finance one live view of institutional exposure.
- KEY CAPABILITIES -
Six capabilities.
One Loan record.
Every capability below shares the same branch, asset, and ledger structure
— from transaction to statutory report.
Multi-Branch General Ledger
Collateral & Asset Tracking
Branch Cost & Performance
Vendor & Procurement Management
Regulatory & Statutory Reporting
Branch HR & Payroll
Multi-Branch General Ledger
Consolidate branch accounting on one chart of accounts.
• Multi-branch, multi-currency GL
• Inter-branch eliminations
• Consolidated statements
• Statutory account mapping
Collateral & Asset Tracking
Track collateral and repossessed assets from registration through disposal.
• Collateral asset register
• Repossession workflow tracking
• Valuation and revaluation
• Disposal and write-off tracking
Branch Cost & Performance
See operating cost and performance by branch without manual allocation.
• Branch-level cost allocation
• Branch performance dashboards
• Cost center hierarchy
• Head office consolidation
Vendor & Procurement Management
Manage vendor contracts and procurement across every branch.
• Centralized vendor master
• Purchase approval workflow
• Contract and SLA tracking
• Direct posting to Accounts Payable
Regulatory & Statutory Reporting
Produce regulator-ready financial reports directly from the ledger.
• Statutory report templates
• Regulatory submission scheduling
• Full transaction audit trail
• Multi-jurisdiction reporting support
